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Banking and Financial Services Management

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Banking and Financial Services Management

Issues

ELECTIVE- BANKING AND FINANCIAL SERVICES MANAGEMENT

Subjects:-

 Principles and Practices of Banking- Paper 1st

 Financial Services- Paper 2nd

 

 

Curriculum of Principles and Practices of Banking- Paper1st    ( IBM – E1017)

S.No.

Topics

 1

Banks:– Meaning, Nature, Characteristic of Indian Banking System, Functions of Commercial Banks – Primary Functions; Secondary Functions; Agency Functions and Utility Functions, Role of Banks in The Development of Economy (Financial Inclusion)

2

Indian Banking System:- History, Classification and Present Scenario, Reserve Bank of India: Role and Functions, Techniques of Credit Control.

3

Credit Creation:- Meaning Process, Limitation of Credit Creation.

4

Banker Customer Relationships:- Various Types of Relationships, KYC Norms, Special Types of Accounts, Mandate and Power of Attorney, Banker’s Lien, Right of Set off, Garnishee Order and Attachment Order.

5

Type of Deposit Account:- Process of Opening Bank Accounts, Pay in Slip, Cheque Book, Pass Book, ATM Cum Debit Card, Credit Card, Advantages of Bank Account, No Frill Account, Loan and Advances: Introduction, Classification of Loans, Principles of Good Lending, Loan Procedure followed by Banks, Evaluating Consumer and Commercial Loans.

6

Banking Systems:- Corporate Banking, Retail Banking and Merchant Banking, Treasury Management, Cash Management System: Concept of Cash Management Services for Corporate Entity.

7

Negotiable Instruments:- Definition and Features of Cheques, Bills of Exchange, Promissory Note, Holder, Holder In Due Course, Paying Banker & Collecting Banker: Right & Liabilities, Reasons for Dishonour of Cheques, Crossing of Cheques, Endorsement of a Cheque.

8

Banking Sector Reforms:- Liberalization of Banking Sector, Narsimham Committee-1st And 2ndGeneration Reforms, Capital Adequacy: Base II Norms (New Capital Adequacy Frame Work)

9

Non Performing assets (NPA’s):- Introduction, Classification of NPA’s, Provisions for NPAs, Management of NPA’s.

10

Core Banking Solution, RTGS, NEFT, EFT, ALM, AML. E-Banking: Introduction of E-Banking, E-Cheques, Advantages and Disadvantages of E-Banking Cheque Truncation, Mergers of Banks, Global Banking Activities.

 

Curriculum of Financial Services- Paper 2nd  ( IBM – E 1018)

 

S.No.

Topics

 1

Financial Services :- Meaning, Types, And Their Importance

2

Merchant Banking :-Origin And Development Of Merchant Banking In India Scope, Organizational Aspects And Importance of Merchant Bankers, Latest Guidelines of SEBI w.r.t. Merchant Bankers.

3

Mutual Funds and AMCs :-Concept, Origin And Growth Of Mutual Funds, Constitution & Management of MFs – Sponsors, Trustees, AMCs, and Custodians. Classification of Mutual Fund Schemes, Advantages And Disadvantages In Mutual Fund Schemes, NAV and Pricing of Mutual Fund Units. State of Mutual Funds In India.

4

Leasing :- Concept and Development of Leasing, Business Difference Between Leasing & Hire Purchase, Types of Leasing Business, Advantages To Lessor and Lessee.

5

Factoring :-Development of Factoring Types & Importance, Procedural Aspects In Factoring, Financial Aspects, Prospects of Factoring in India.

6

Plastic Money :- Concept and Different Forms of Plastic Money – credit and debit cards, Pros and Cons. Credit Process followed by Credit Card Organizations. Factors Affecting Utilisation of Plastic Money in India.

7

Credit Rating :- The Concept and Objective of Credit Rating, Various Credit Rating Agencies in India and International Credit Rating Agencies, Factors Affecting Credit Rating & Procedural Aspects.

8

Venture Capital :-Concepts and Characteristics of Venture Capital, Venture Capital in India, Guidelines for Venture Capital.

9

Call Money Market:-Introduction, Meaning, Participation, Location, Volume of Call Loans, Call Rates, Recent Developments.

Treasury bill Market:-Introduction, 91 Days, 182 Days Treasury Bill Market.

Commercial Bill Market:- Introduction, Bills of Exchange, Size of Market, Schemes, Rates, Factors behind Underdevelopment.

Market for CPs and CDs:- Introduction, Interest Rate Determination, Discount Market and Market for Financial Guarantees.

10

Depository :-Introduction, Concept, Depository Participants, Functioning of Depository Systems, Demat, Remat, Process of Switching Over to Depository Systems, Benefits, Depository Systems in India, SEBI Regulation.

 

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